Covid-19 Support

We understand that some of our clients may be worried about the impact the current market turbulence and economic challenges might have on their personal or business finances. We would like to reassure our clients that we will remain open for business and will continue to work collaboratively, meeting all funding requirements where possible, through these challenging economic conditions and ongoing disruption.


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Property Finance Solutions

BFS is a regulated, principal lender who take a pragmatic and entrepreneurial approach to bridging finance solutions for individuals, investors, developers, professional advisors and intermediaries across England & Wales where speed and reliability are essential.   

Bridging Finance for Property Conversions

BFS provides fast and flexible property conversion finance where the goal is to improve or upgrade an existing property in order to increase its value – and your returns.


I'm looking for property conversion finance >

Property Development Finance

Whether you are constructing several homes for profit or self-building a house for your family, BFS can make it happen with development finance available from £25k up to £2m for property professionals in England and Wales.


I am looking for Development Finance >

Bridging Finance for Fast Property Purchases

With a willing client and legal team, we are typically able to draw down funds in 10 days, but faster in certain circumstances.


I want to hear more about Bridging Finance >

Property Auction Finance

We are the long-standing, preferred finance partners of some of the UK’s leading Auction Houses, funding property purchases at auction across the whole of the UK. Ensure you have the right finance in place when you go to auction.


I am looking for Auction Finance >

Bridging Finance for Brokers & Intermediaries

An increasing number of professional advisors are turning to BFS as a way of managing short-term liquidity issues for clients. With a wealth of specialist lending experience, we can help you to meet and exceed your client's short term funding requirements.


I want to work with BFS >

More Info Below

Fast Bridging Loans

A bridging loan is a short-term loan secured by property and designed to move a project from A to B or satisfy a funding requirement.

Development Finance for Property

Property Development Finance

Development finance is a mortgage product that helps pay for building and development costs. Whether you are constructing several homes for profit or self-building a house for your family, BFS can make it happen.

property development finance

Self Build Mortgages

Building your own home is not for the faint-hearted. Having a specialist and experienced lender on your team is invaluable.


Property Auction Finance

BFS provides pre-agreed Decisions in Principle before, during or after auction. With typically four weeks to complete post auction date, BFS regularly fund transactions whilst long-term funding is arranged or properties refurbished.

bridging finance solutions provide auction funding

Funding for Professional's Clients

BFS can work with you and your client to manage short-term solvency issues by clearing a path from A to B with bridging finance. As a principal lender, we can get the funds your client needs in hours and days.

Bridging Finance Solutions funding for professional's clients


Got a question about our fast bridging loans, auction finance or development finance options? Find your answers here or call us on 0151 639 7554.

frequently asked questions

Make it Happen with BFS

Bridging Finance Solutions Group is a premier independent finance house, providing fast bridging loans and development finance to individuals, investors, property developers, professional advisors and intermediaries across England & Wales.

We are a principal lender which means we are 100% privately funded and have the freedom and flexibility to make decisions without the restrictions placed by third parties so if you're looking for fast finance, nobody does it faster. Every case that we deal with is assessed on its own merits with a pragmatic and entrepreneurial approach. The flexibility and speed of a personal service ensures that a large percentage of our business comes from returning clients.

Our tagline is “make it happen” because that’s exactly what we deliver and this is reflected in the number of repeat clients we have. We are totally transparent about pricing and do not hide fees in the small print or provide short-term ‘teaser’ rates. Our clients range from experienced property investors, developers and landlords, right down to people purchasing their very first investment property at auction. Experience doesn't count against you at BFS!

Bridging Finance Solutions Group is dedicated to the highest standards of courtesy. We treat all customers fairly, offering every client our individual attention. As a responsible lender, we are regulated and authorised by the FCA (Financial Conduct Authority), members of the ASTL (Association of Short Term Lenders) and patrons of the NACFB (National Association of Commercial Finance Brokers).

Since 2006, we have funded personal and commercial borrowers from all over the UK, providing fast bridging loans and development finance to many hundreds of projects throughout the UK.

Total Lent


6 reasons why BFS are different


Personal Service is not an old-fashioned concept at BFS - it is the very basis of the customer experience our team delivers.


Our team has over 200 combined years of property and specialist lending experience enabling us to make decisions quickly and consider circumstances other lenders can't.


We don’t have ‘lending products' – every case is individually assessed and priced on its own merits, by real people with common sense.


We bring years of experience, and with hundreds of satisfied clients and long-standing relationships, our track record speaks for itself.



We use technology to make things simpler, quicker and easier and we employ friendly, clever people to do everything else.


We are 100% privately funded by our own shareholders to provide flexible and bespoke property funding solutions. It’s all about you …you're protected, we're regulated.

Bridging Finance Solutions fast funding testimonial

I’ve built up a portfolio of property, which in less than 5 years is providing me with an income far greater than the pension I invested in for some 25 years. This has been made possible with the help of Bridging Finance Solutions. So here’s a big thank you to Steve, Jeanette, and all the staff at Bridging Finance Solutions.

David Smith

Bridging Finance Solutions fast funding testimonial

As a renovator of property for many years, I have found a company to fund my projects by cutting through Lenders red-tape requirements.  BFS believe that personal service is vital and not an old fashioned notion.

MRB, York

Bridging Finance Solutions fast funding testimonial

Excellent personal service. Dealing direct with the decision makers enabled us to receive an offer within 24hrs and completion of our purchase within 7 working days.  This saved over 15% of the property value due to the speed of completion.

APD, Wirral

Bridging Finance Solutions fast funding testimonial

BFS showed a full understanding of the auction process, providing us with pre-agreed facilities prior to the auction and completing on time on our refurbishment process.

IM, Liverpool

Bridging Finance Solutions fast funding testimonial

A Mortgage Broker introduced us to Bridging Finance Solutions in order to acquire additional investment properties. We were delighted with the product and service offered along with the most competitive fees we could find in the market.

SLF, Llandudno

Bridging Finance Solutions fast funding testimonial

Fast, uncomplicated funding – you do what it says on the tin

WM, Manchester

Bridging Finance Solutions fast funding testimonial

The ability to use  funds for any purpose and availability within 7 days, plus your prompt attention to our case, has solved our short term cash flow problems at a stroke.

BI, Leicester

Bridging Finance Solutions fast funding testimonial

Having dealt with many bridging finance companies before, your company proved to be the most competitive by far. I was most surprised by the difference in costs.

JR, Cumbria

Bridging Finance Solutions fast funding testimonial

BFS assisted with funding up to 100% of our development costs and allowed us to build 4 townhouses. The release of funds was quick and uncomplicated. Excellent communication was the key between BFS and our lawyers. Job well done.

Mr Davies, Anglesey

Bridging Finance Solutions fast funding testimonial

Our solicitors recommended BFS following a family bereavement.  Funds were provided by BFS to avoid high penalties imposed by the revenue. Delighted how they dealt with us sensitively and efficiently at what was a difficult time.

Mrs Harding, Harrowgate

Bridging Finance Solutions fast funding testimonial

We wanted to use our retirement pot and make it work for us. BFS assisted us with an investment purchase which now provides a good income. Looking for the next one now and we won't need as much ‘hand holding’ this time.

Derek and Betty Hale, Cumbria

Bridging Finance Solutions fast funding testimonial

Thank you BFS and all your team. We purchased at auction and completed in the relevant timescale with days to spare! Your patience is a virtue – we’ll be back.   

Jim and Shirley Webb, Merseyside

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