Our People

We believe that intellectual capital is critical to providing innovative financial solutions for our clients.

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We are fortunate to employ some of the most talented professionals in our industry. We have a long-standing, established team because of our entrepreneurial spirit, commitment to our people, and high expectation for excellence. Our people are our most valuable asset – they are skilled problem solvers delivering funding solutions for you rather than just loans.

Our people are at the heart of everything we do, helping us to stand out from the crowd and become the clear choice for our clients. We can only achieve client service excellence if our team feel committed to each other, the firm and our common goals - and we’ve worked very hard to make this a priority.

We are a non-hierarchical organisation, with the most junior people on our team encouraged to voice their opinions, ask questions and suggest solutions and everyone is expected to contribute to excellence in client service. Each and every person plays a vital role in our success. The collective experiences, ideas and hard work of our people are what shape our culture and drive the future of our business. Our clients are at the centre of everything we do.

Meet some of our key people ...

Steve Barber

Steve Barber

Director

Steve is the founder of BFS and looks after the Corporate Governance of the business.   An alumni of the University of Oxford and holds an MBA from Henley Management School.

Barbara Corbett

Barbara Corbett

Company Accountant

In 2017, Barbara became a fully qualified Chartered Global Management Accountant & member of the Association of Chartered Management Accountants.  She has 30 years financial & management experience.

Jeanette Gwatkin

Jeanette Gwatkin

Head of Operations and Marketing

Jeanette has 30 years experience in property finance and has worked with BFS since inception. Client service is her expertise and continues to build on this important aspect of the business.

Rachel Davies

Rachel Davies

Head of Underwriting

Rachel has 29 years experience working in financial services, including mainstream commercial banking and private property finance. She manages the Underwriting function of the business, developing new products and specialising in development finance.

Lee Gilmore

Lee Gilmore

Business Development Consultant

Lee brings 21 years of Corporate Banking experience to BFS and leads on our interaction with Banks, Accountants, Solicitors and other Professionals. 

John Hardman

John Hardman

Head of Sales

John has had a successful career that has spanned 30 years in financial services, working for both High Street banks and specialist property lenders. His passion and attention to detail in the short-term lending sector is a valuable asset to BFS and his meticulous approach ensures his clients and brokers receive service over and above the level they expect.

Sue Caldwell

Sue Caldwell

Financial Controller

Sue joined the company at the beginning in 2007 and is our Financial Controller. Sue was responsible for the original setting up of our accounting and management systems.

Diane McHugh

Diane McHugh

Office Manager

Diane is our longest serving team member and has overseen the growth and development of BFS. Diane is responsible for operations and property management.

Diane Wood

Diane Wood

Credit Controller

Diane recently joined BFS following a successful career in commercial banking. Diane’s attention to detail is a valuable asset to BFS.

Keith Litherland

Keith Litherland

Business Development Manager

As a BDM in the Midlands Keith’s long and successful career has spanned both high street and challenger organisations. He has carefully nurtured many broker relationships over a wide Geography and is often a first port of call for many of his introducers as they have grown to trust explicitly what Keith says and delivers.

Val Bryan

Val Bryan

Administration Support

Val has many years of experience in property management and is enjoying her relatively new role supporting all BFS departments with administration and technical support.

Bridging Finance Solutions fast funding testimonial

BFS believe that personal service is vital

"As a renovator of property for many years, I have found a company to fund my projects by cutting through Lenders red-tape requirements.  BFS believe that personal service is vital and not an old fashioned notion"

MRB, York

Bridging Finance Solutions fast funding testimonial

BFS believe in excellent personal service

"Excellent personal service. Dealing direct with the decision makers enabled us to receive an offer within 24hrs and completion of our purchase within 7 working days.  This saved over 15% of the property value due to the speed of completion"

APD, Wirral

Bridging Finance Solutions fast funding testimonial

BFS showed a full understanding of the auction process

"BFS showed a full understanding of the auction process, providing us with pre-agreed facilities prior to the auction and completing on time on our refurbishment process"

IM, Liverpool

Bridging Finance Solutions fast funding testimonial

BFS had the most competitive fees we could find in the market

"A Mortgage Broker introduced us to Bridging Finance Solutions in order to acquire additional investment properties. We were delighted with the product and service offered along with the most competitive fees we could find in the market”

SLF, Llandudno

Bridging Finance Solutions fast funding testimonial

BFS do what it says on the tin

"Fast, uncomplicated funding – you do what it says on the tin"

WM, Manchester

Bridging Finance Solutions fast funding testimonial

BFS solved our short term cash flow problems at a stroke

"The ability to use  funds for any purpose and availability within 7 days, plus your prompt attention to our case, has solved our short term cash flow problems at a stroke"

BI, Leicester

Bridging Finance Solutions fast funding testimonial

BFS proved to be the most competitive by far

"Having dealt with many bridging finance companies before, your company proved to be the most competitive by far. I was most surprised by the difference in costs"

JR, Cumbria

Bridging Finance Solutions fast funding testimonial

BFS gave us 100% development funding

"BFS assisted with funding up to 100% of our development costs and allowed us to build 4 townhouses. The release of funds was quick and uncomplicated. Excellent communication was the key between BFS and our lawyers. Job well done."

Mr Davies, Anglesey

Bridging Finance Solutions fast funding testimonial

BFS were sensitive and efficient at a difficult time

"Our solicitors recommended BFS following a family bereavement.  Funds were provided by BFS to avoid high penalties imposed by the revenue. Delighted how they dealt with us sensitively and efficiently at what was a difficult time."

Mrs Harding, Harrowgate

Bridging Finance Solutions fast funding testimonial

BFS made our pension pot work for us

"We wanted to use our retirement pot and make it work for us. BFS assisted us with an investment purchase which now provides a good income. Looking for the next one now and we won't need as much ‘hand holding’ this time."

Derek and Betty Hale, Cumbria

Bridging Finance Solutions fast funding testimonial

BFS helped us to complete with days to spare

Thank you BFS and all your team. We purchased at auction and completed in the relevant timescale with days to spare! Your patience is a virtue – we’ll be back.   

Jim and Shirley Webb, Merseyside